An auto accident can change your life in many ways, especially when it comes to keeping your insurance policy affordable. So long as you're generally a good driver, though, you can mitigate some of the increases normally associated with a collision.
1. Don't Try to Hide the Accident From Your Insurer
Sometimes when an accident involves minimal damage to the vehicle(s) involved and no bodily injury has occurred, folks try to avoid the potential increase to their insurance by not reporting the accident to their insurance company, but this is a very risky gamble.
Even with cars getting higher miles per gallon, the cost of maintaining a full tank of gasoline can still be a major expense if you're a commuter. Here are some ways that you can get the most out of each tank of gas to save on gasoline expenses.
Learn the Art of Acceleration
A lot of gasoline is spent and saved when you accelerate your car. If you are the type to quickly accelerate when you see an open space in traffic or when the light turns green, it may be time to reconsider how much time you're actually saving in comparison to the gas lost by accelerating quickly.
Distracted driving has the potential to not only seriously injure or kill you or someone else, but also cause you to have an at-fault accident that affects your insurance rate. Unfortunately, distracted driving is common; more than 1,000 people are injured daily in the U.S. as a result of distracted driving accidents. Many people associate distracted driving with using a smartphone while you're behind the wheel. While it's true that texting, checking apps and other phone-related use is indeed a distraction, there are many other ways that you can get distracted and have an accident.
Being able to have car insurance can give you the peace of mind you need in knowing that you can avoid financial losses if you're involved in an accident. However, keeping your vehicle insured can be costly. It's ideal to know of effective tips that will assist you in keeping these expenses as low as possible for year round savings.
Tip #1: Get an accurate quote
If you're in the market to purchase a new vehicle, you should know beforehand what you will need to pay for coverage.
Carrying auto insurance is incredibly important. Not only is it required in many cases, but also it is the best way to protect yourself financially if you were to be in an accident. Although you may want to save money on your policy, it is important that you don't compromise your coverage in attempts to save money. Here are some things that every auto insurance policy should include.
1. Liability Coverage